Planned Giving

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Planned gifts help generous individuals make larger gifts than they could make from their income. While some planned gifts provide a life-long income to the donor, others use estate and tax planning techniques to provide for charity and other heirs in ways that maximize the gift and/or minimize its impact on the donor's estate.

Wills & Bequests

You’ve Heard You Need a Will — Here’s Why.
A no-nonsense primer on how having a will can affect various people in your life. And it’s not just your children.
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Will You Leave a Legacy?
As a continuing supporter of Albany College of Pharmacy and Health Sciences, you demonstrate that you share our vision. But what happens to your support when you pass on? If you remember Albany College of Pharmacy and Health Sciences in your will, you leave a legacy that proclaims your faith that we’ll continue to do work that you value, far into the future.
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Too Late, I Already Have a Will
It’s not too late, and here’s why.
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Eight Essential Questions About Your Will
Planning your estate through a will is a process that you should approach with time and consideration. These eight questions could help you avoid some common and serious mistakes.
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Want to Pay Even More Taxes? Don’t Write a Will.
If you decide not to write a valid will, you’ll be giving the government the power to make important and personal decisions for you, and make choices that may increase your death taxes.
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The Top Ten Reasons Why You Should Not Have a Will
Because talking about wills makes many people uncomfortable, they often make excuses not to write one. If you fall into this category, we’d like to help you get started.
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Gifts of Retirement Plans

Will You Avoid the IRA Tax Trap?
Learn to avoid the IRA tax trap! A clear overview of the benefits of using IRAs and other retirement plans to fund estate gifts.
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Gifts of Life Insurance

Don’t Throw That Life Insurance Policy Away
Couples with very young children often purchase a life insurance policy as extra protection for their families, just in case something happens to dad or mom, the breadwinner is no longer able to work, or something catastrophic occurs. After the children are grown, what happens to the policy? Often, nothing at all. It is common for the policy to be put in a file drawer along with other important documents and forgotten.
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Gifts of Appreciated Securities

Giving Appreciated Assets: The Last, Best Tax Break?
You don’t have to write a check to make a gift to Albany College of Pharmacy and Health Sciences.
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Charitable Gift Annuities

A Steady Stream of Cash You Can Rely On
Who wouldn’t want a steady stream of cash that they can count on, especially in an unstable economy or when stocks are on a roller coaster ride?
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Deferred Gift Annuities

Give Now, Increase Your Retirement Income Later
If you are still working, we hope you have a plan in place to build up the value of your retirement account. That plan could include pre-tax contributions you are making to a retirement plan at your place of work; matching contributions from your employer; as well as contributions to a Roth IRA or other retirement plan. All of these have annual limitations on the amounts that can be added. Those limits might get in the way of your plans to build a healthy retirement account that will support you financially in your later years.
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Not Your Father’s Gift Annuity
Creative new versions of the traditional Charitable Gift Annuity, such as the Deferred Gift Annuity, Flexible Gift Annuity or the College Tuition Gift Annuity, can help younger donors meet challenging planning goals.

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Charitable Remainder Trusts

A Charitable Remainder Trust Can Customize Your Contribution!
There are several gift plans with Albany College of Pharmacy and Health Sciences that pay you lifetime income in return for your gift. This is the inside story on the two most flexible of those plans in our portfolio: the Charitable Remainder Unitrust and the Charitable Remainder Annuity Trust.
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Gifts of Real Estate

Gifts of Real Estate, a Charitable Alternative That Helps You and Albany College of Pharmacy and Health Sciences
Gifts of real estate often deliver a much larger value than gifts of other assets. Read this brochure before making a commitment.
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Retained Life Estates

Retained Life Estate
Did you know you can donate your home, get a deduction, and still live in it for the rest of your life?
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Charitable Lead Trusts

Make a Gift — and Leave More for Your Family
Want to leave more of your estate for your heirs and help us at the same time? One gift plan allows you to do both!
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The material presented on this Planned Giving website is not offered as legal or tax advice.
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